Impact of new technologies on the possible loss of liquidity of the banking sector

Krzysztof Spirzewski

DOI: 10.21858/msr.23.03

Vol. no: 23

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We now know that the 2007 financial crisis could have been averted if awareness of the risks and their future consequences had been more complete. Today’s technological developments in the banking sector are accompanied by the traditional risks of a banking panic, when the majority of a bank’s customers simultaneously decide to withdraw their deposited money. As a result, the risk of liquidity loss rises sharply.